Appraisal services for Hercules and Contra Costa County homeowners

See the top reasons California homeowners need Transbay Appraisal Service:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to cut their monthly mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a divorce in the state of California, when real estate property needs to be divided
To determine the true market value of real estate to settle an estate in Contra Costa county or California


	Own a home in or near Hercules, California and need help deciding the value of it? Contact Transbay Appraisal Service.

At Transbay Appraisal Service, we understand the individual needs of a customer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Transbay Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's market value, not just how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value assessment than yours.

Challenging Contra Costa County's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that is going down. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting a professional appraisal from Transbay Appraisal Service is your number one weapon when challenging your property tax assessment.

PMI Removal Appraisals

A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Transbay Appraisal Service is experienced in helping folks just like you remove unwanted PMI insurance.

HELOC recently frozen?

If your property is in or near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be difficult from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Transbay Appraisal Service can provide you with efficient appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for precision? In a field review we will go out and check the subject and comparables in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though most review work is requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to get a second opinion.